I came across this interesting article here.
It is quite a different spin on why one should quit smoking. Now, sometime last summer I made a comment in a post regarding cigarette smoke, and I got berated by an anonymous commenter for what I said. I honestly do not know any non-smoker who enjoys cigarette smoke. But, this post is not about smoking at all. If you want to attack anyone, write to MSN regarding their article, not me. *Smiles*
Basically this online article got me to thinking about habits and how much they cost us. Surely, smoking is an expensive habit. It gave the example of a pack-a-day habit costing roughly $4.20.
A large latte costs about the same! There are many people who get their one or two coffees from their favorite coffee shop on a daily basis.
What are some other expensive habits or indulgences? Soda on a daily basis. Eating lunch out instead of packing your own lunch/your husband's lunch. Buying produce and not using it. Purchasing magazines/newspapers at newstand price versus having a subscription. Buying "snack size" packages versus a larger package of the same product. I'm sure I could come up with many more!
One of the best ways to be frugal is to look at your current spending style and re-think it. Many times the word frugal is a dirty word to people because they think it will mean eating beans and rice and reusing envelopes, or going around begging for freebies instead of buying things at the store. But really, small behavior modifications can make a world of difference in your budget! Every thing adds up!
For more great ideas, visit Crystal's post here.
1 day ago